US Fair Lending Training

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Additional languages available
Meets accessibility standards
Auto-save training, mobile-friendly
Deliver on Ethena or your LMS (SCORM)

Course Summary

US fair lending laws prohibit discrimination in credit decisions and protect borrowers from unfair treatment. This Ethena course helps staff understand the principles behind fair lending and recognize the practices that lead to discriminatory outcomes.

The core principles of fair lending
Protected classes under federal law
How discriminatory lending practices arise
Steps to ensure fair credit decisions

Included Modules:

The Principles of Fair Lending

Introduces US fair lending principles under the Equal Credit Opportunity Act and Fair Housing Act, which prohibit credit discrimination against protected classes.

Avoiding Discriminatory Lending Practices

Explains how disparate treatment and disparate impact arise in lending and the steps staff take to keep credit decisions fair and compliant.

Why is this training important for workplaces?

Fair lending rules require that credit decisions rest on someone’s qualifications, not their race, sex, age, national origin, or other protected characteristics. When employees don’t understand where the lines are, a lender can end up with discriminatory pricing, steering, or denials, which invite regulator scrutiny, fines, and lawsuits, plus the loss of customer trust that’s hard to win back. This training helps the people making and supporting credit decisions recognize discrimination, including the subtle kind, so the organization treats every applicant fairly and stays on the right side of the law.

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