North America Anti-Money Laundering Training

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Additional languages available
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Deliver on Ethena or your LMS (SCORM)

Course Summary

Money laundering doesn’t stop at the border, and neither should your training. This Ethena course covers anti-money laundering and counter-terrorist financing obligations across North America, including the United States’ Bank Secrecy Act and Canada’s Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA). Whether your team works at a desk in Toronto or a branch in Chicago, they’ll learn to spot red flags, understand their reporting duties, and keep your organization on the right side of the law.

This is a practical risk-management tool built for the way money laundering actually works today. Learners will build working knowledge of:

US and Canadian AML and CFT laws, including the Bank Secrecy Act and the PCMLTFA
Know Your Customer (KYC) and customer due diligence fundamentals
The three stages of money laundering: placement, layering, and integration
Transaction monitoring and reporting, including US SARs and CTRs and Canadian STRs and LCTRs
Common red flags and practical ways to stay ahead of risk

Included Modules:

Introduction to Anti-Money Laundering

Sets up why anti-money laundering (AML) training matters, using real-world examples to show how close everyday employees can be to the problem.

AML Basics

Defines money laundering in plain terms and explains how illicit funds move through the financial system and why stopping them is everyone’s responsibility.

AML Legal Landscape

Introduces the AML rules that apply across North America and explains which financial and non-financial institutions they reach and why.

AML and CFT: What You Need to Know

Connects anti-money laundering (AML) with counter-terrorist financing (CFT) and explains how the two regimes overlap and what employees are expected to do under each.

Know Your Customer

Breaks down what a healthy KYC program includes and defines core concepts like beneficial owner, CIP, CDD, and EDD.

The Three Stages of Money Laundering

Walks through placement, layering, and integration so learners can recognize how dirty money is introduced, disguised, and reintroduced as clean funds.

Practical Anti-Money Laundering Strategies

Offers actionable tactics for spotting suspicious activity, escalating concerns, and applying AML controls in day-to-day work.

Staying Ahead of Money Laundering Risk

Highlights emerging typologies and common red flags so teams can adapt their controls as laundering methods evolve.

Canada's PCMLTFA

Explains the Proceeds of Crime (Money Laundering) and Terrorist Financing Act, Canada’s primary AML law administered by FINTRAC, and its core obligations around client identification, record keeping, and reporting suspicious and large cash transactions.

United States' Bank Secrecy Act

Covers the Bank Secrecy Act, the foundation of US AML law administered by FinCEN, and its core recordkeeping and reporting requirements designed to help detect and prevent money laundering.

Transaction Monitoring and Reporting

Covers how to monitor customer activity and when and how to file reports, including US SARs and CTRs and the Canadian equivalents, STRs and LCTRs.

What's at Stake: Money Laundering

Spells out the real consequences of AML failures, from regulatory penalties and reputational damage to the broader harm money laundering causes.

Why is this training important for workplaces?

Anti-money laundering (AML) is crucial for maintaining the integrity of financial systems and preventing illegal activities. Implementing strong AML measures protects businesses from reputational damage, legal consequences, and financial losses. It ensures compliance with regulatory requirements and enhances trust among clients, investors, and stakeholders. By understanding and actively addressing money laundering risks, organizations can foster a safe and secure environment, safeguard their assets, and contribute to the overall stability of the financial ecosystem.

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