Anti-Money Laundering for Europe Training

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Course Summary

Money laundering doesn’t respect borders, and neither should your training. This Ethena course covers AML and counter-terrorist financing duties across Europe, from EU-wide rules to each country’s own laws.

National AML/CFT laws across major EU markets
KYC and customer due diligence basics
Transaction monitoring and reporting duties
The UK Corporate Criminal Offence and red flags

Included Modules:

Introduction to Anti-Money Laundering

Sets up why AML training matters, with real-world examples of how close everyday employees can be to money laundering schemes.

AML Basics

Explains what money laundering is and walks through the three core stages: placement, layering, and integration of illicit funds.

AML Legal Landscape

Outlines the European AML framework, including the EU’s Anti-Money Laundering Directives and how member states transpose them into national law.

How Trade Is Used to Launder Money

Shows how criminals exploit trade through over- and under-invoicing, false descriptions, and phantom shipments to move and disguise dirty money.

AML and CFT: What You Need to Know

Connects anti-money laundering with counter-terrorist financing, explaining how the two overlap and what obligations they place on you.

Practical Anti-Money Laundering Strategies

Offers hands-on tactics for spotting suspicious activity, escalating concerns, and applying a risk-based approach in everyday work.

Emerging Risks

Looks at evolving threats like cryptocurrency, virtual assets, and new technologies that criminals use to launder money and evade controls.

Austria's FM-GwG

Explains Austria’s Financial Markets Anti-Money Laundering Act (FM-GwG), covering its due-diligence, reporting, and record-keeping requirements.

France's Code Monétaire et Financier

Covers France’s Monetary and Financial Code and the role of TRACFIN, the national financial intelligence unit, in AML enforcement.

Germany's GwG

Explains Germany’s Money Laundering Act (Geldwäschegesetz, GwG) and the reporting duties owed to the Financial Intelligence Unit (FIU).

Italy's Legislative Decree 231

Outlines Italy’s Legislative Decree 231/2007, covering customer due diligence and reporting suspicious transactions to the UIF.

Luxembourg's AML Law

Covers Luxembourg’s 2004 AML law and the supervisory roles of the CSSF and the Financial Intelligence Unit (CRF).

Netherlands' Wwft

Explains the Dutch Money Laundering and Terrorist Financing Prevention Act (Wwft) and reporting unusual transactions to FIU-Nederland.

Spain's Law on Money Laundering Prevention

Covers Spain’s Law 10/2010 on the prevention of money laundering and terrorist financing, and the supervisory role of SEPBLAC.

UK's POCA and MLRs

Outlines the UK’s Proceeds of Crime Act 2002 and the Money Laundering Regulations 2017, including suspicious activity reports to the NCA.

Intro to the UK Corporate Criminal Offence (CCO)

Introduces the UK Corporate Criminal Offence, which holds organisations liable for failing to prevent the facilitation of tax evasion.

Preventing Corporate Criminal Offence Actions

Explains the reasonable prevention procedures organisations need to defend against a Corporate Criminal Offence charge under UK law.

Know Your Customer

Breaks down what a healthy KYC program includes and defines core concepts like beneficial owner, CIP, CDD, and EDD.

Transaction Monitoring and Reporting

Explains how to monitor transactions for suspicious patterns and the process for filing reports with the relevant authorities.

What's at Stake: Money Laundering

Drives home the real-world consequences of money laundering, from fines and criminal liability to reputational harm and societal damage.

Why is this training important for workplaces?

Money laundering moves criminal funds through legitimate businesses, and Europe’s AML rules put the responsibility on organizations to spot and stop it. When employees miss red flags like suspicious transactions, shell companies, or customers who dodge basic due diligence, the business risks heavy fines, frozen operations, and lasting damage to its reputation. This training helps your team recognize warning signs, handle customer checks correctly, and know when and how to escalate, so the company stays compliant and keeps bad actors out.

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