Anti-Money Laundering for FinTech Training

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Auto-save training, mobile-friendly
Deliver on Ethena or your LMS (SCORM)

Course Summary

FinTech moves fast, and so do the people trying to launder money through it. From digital wallets and payment apps to lending platforms and crypto on-ramps, the same features that make FinTech convenient also make it a target. This Ethena course gives your team the practical knowledge to spot money laundering red flags before they become headlines, covering the basics of AML, the US legal landscape from the Bank Secrecy Act to the USA PATRIOT Act and the AML Act of 2020, and the specific risks that come with building financial products.

Built for the way FinTech actually works, this training turns dense regulation into clear, usable guidance your team can apply at their desk or on the go. Learners will build confidence around:

Know Your Customer (KYC) and customer due diligence essentials
Transaction monitoring and filing SARs and CTRs
Trade-based money laundering and combating the financing of terrorism (CFT) red flags
Emerging risks tied to digital assets and new payment rails

Included Modules:

Introduction to Anti-Money Laundering

A level set on why anti-money laundering (AML) training and awareness matter, grounded in real-world examples your team can recognize.

AML Basics

Defines money laundering and walks through the classic three stages of placement, layering, and integration, plus the common red flags that signal it.

AML Legal Landscape

Outlines the core US AML laws — the Bank Secrecy Act, the USA PATRIOT Act, and the AML Act of 2020 — and explains how their obligations apply to financial institutions and to defined businesses such as money services businesses, casinos, and any trade or business that receives more than $10,000 in cash.

How Trade Is Used to Launder Money

Explains trade-based money laundering, where criminals disguise illicit funds by misrepresenting the price, quantity, or quality of goods in trade transactions.

AML and CFT: What You Need to Know

Covers how anti-money laundering (AML) and combating the financing of terrorism (CFT) overlap and differ, and what employees should watch for in each.

Know Your Customer

Breaks down what a healthy KYC program includes, why it matters, and defines core concepts like beneficial owner, CIP, CDD, and EDD.

AML for FinTech

Examines the specific AML risks FinTech faces, including digital onboarding, fast payment rails, and digital assets, and what compliance looks like in a tech-first environment.

Practical Anti-Money Laundering Strategies

Translates AML requirements into day-to-day practices employees can apply, from escalating concerns to documenting decisions and supporting the compliance team.

Emerging Risks

Looks at evolving threats such as cryptocurrency, instant payments, and new financial products, and how launderers adapt to exploit them.

Transaction Monitoring and Reporting

Covers Bank Secrecy Act requirements for monitoring customer activity, including when and how Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) are filed with FinCEN.

What's at Stake: Money Laundering

Lays out the consequences of getting AML wrong, from regulatory penalties and reputational damage to the real-world harm money laundering enables.

Why is this training important for workplaces?

Anti-money laundering (AML) is crucial for maintaining the integrity of financial systems and preventing illegal activities. Implementing strong AML measures protects businesses from reputational damage, legal consequences, and financial losses. It ensures compliance with regulatory requirements and enhances trust among clients, investors, and stakeholders. By understanding and actively addressing money laundering risks, organizations can foster a safe and secure environment, safeguard their assets, and contribute to the overall stability of the financial ecosystem.

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