Insurance Anti-Money Laundering Training

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Course Summary

Money laundering touches insurance more than most teams realize. This Ethena course builds the AML and counter-terrorist financing know-how insurance professionals need to spot risk and meet their obligations.

AML laws and core legal framework
KYC and customer due diligence
Transaction monitoring and reporting
Insurance-specific red flags and emerging risks

Included Modules:

Introduction to Anti-Money Laundering

Sets up why AML training matters, with real-world examples showing how close everyday insurance employees can be to money laundering schemes.

AML Basics

Explains what money laundering is and walks through the three classic stages: placement, layering, and integration of illicit funds.

AML Legal Landscape

Outlines the key money laundering laws that apply, including the Bank Secrecy Act, USA PATRIOT Act, and the AML Act of 2020, in plain terms.

How Trade Is Used to Launder Money

Shows how trade-based money laundering hides illicit funds through over- and under-invoicing, false documents, and misrepresented goods in trade.

AML and CFT: What You Need to Know

Connects anti-money laundering with counter-terrorist financing, explaining how both regimes work together to disrupt the flow of illicit funds.

Know Your Customer

Breaks down what a healthy KYC program includes and defines core concepts like beneficial owner, CIP, customer due diligence, and enhanced due diligence.

AML for Insurance Firms

Focuses on insurance-specific money laundering risks, covering high-risk products like life policies and the obligations firms must meet.

Practical Anti-Money Laundering Strategies

Turns AML rules into action, covering risk-based approaches, internal controls, and the day-to-day habits that keep your firm compliant.

Emerging Risks

Looks at evolving threats like cryptocurrency, virtual assets, and new technologies that launderers exploit to move and hide illicit money.

Transaction Monitoring and Reporting

Explains how to monitor transactions for suspicious activity and file the required reports, including suspicious activity reports, on time.

What's at Stake: Money Laundering

Spells out the consequences of getting AML wrong, from regulatory fines and criminal penalties to lasting reputational damage for your firm.

Why is this training important for workplaces?

Insurance products like life policies and annuities can be used to launder money, which is why insurers and their agents are expected to spot and report suspicious activity. When teams miss the warning signs, the company risks regulatory penalties, frozen business, and serious damage to its reputation. This training helps employees recognize red flags, handle customer due diligence correctly, and file the right reports, so the organization stays compliant and keeps criminals from moving dirty money through its products.

"Ethena helped us embed clear standards directly into how we operate and grow. That's what designing for trust at scale actually looks like."

Jacob Leon Beier Chief Compliance Officer & Counsel, TriMark USA

"I needed to train 500 people on side agreements in two weeks. Ethena made it happen — custom content, quick turnaround, no drama."

Darryl Cyphers, Jr. Senior Director of Legal Compliance, Klaviyo

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Giovanna Travieso Lead-People Experiences & Growth, Magic Leap