US CARD Act Compliance Training

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Auto-save training, mobile-friendly
Deliver on Ethena or your LMS (SCORM)

Course Summary

The US Credit Card Act of 2009 reshaped how card issuers set rates, bill customers, and disclose terms. This Ethena course helps staff understand the CARD Act’s core rules, the protections it gives cardholders, and what fair treatment looks like in practice.

What the CARD Act covers
Key issuer rules and limits
Fair billing and payment practices
Your day-to-day responsibilities

Included Modules:

What Is the CARD Act?

Explains the US Credit Card Accountability Responsibility and Disclosure Act of 2009, which protects cardholders from unfair rate, fee, and billing practices.

Key CARD Act Rules and Obligations

Covers core CARD Act requirements, including limits on interest-rate increases, fee restrictions, and clear disclosure rules now overseen by the CFPB.

How the CARD Act Shapes Billing and Payment

Shows how the CARD Act governs billing cycles, payment due dates, and how payments are applied, giving cardholders fairer and more predictable treatment.

Your CARD Act Responsibilities

Outlines what staff must do to comply with the CARD Act day to day, from accurate disclosures to handling cardholder accounts and payments fairly.

Why is this training important for workplaces?

Anti-money laundering (AML) is crucial for maintaining the integrity of financial systems and preventing illegal activities. Implementing strong AML measures protects businesses from reputational damage, legal consequences, and financial losses. It ensures compliance with regulatory requirements and enhances trust among clients, investors, and stakeholders. By understanding and actively addressing money laundering risks, organizations can foster a safe and secure environment, safeguard their assets, and contribute to the overall stability of the financial ecosystem.

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