Equal Credit Opportunity Act (ECOA)

  • Included with Regulatory Basics course
  • AI authoring tools for easy customization
  • Additional languages available
  • Meets accessibility standards
  • Auto-save training, mobile-friendly
  • Deliver on Ethena or your LMS (SCORM)

Course Summary

The Equal Credit Opportunity Act (ECOA) protects people from discrimination in any part of the credit process—from application to collection. This course explains your responsibilities under ECOA, including how to evaluate credit applications fairly, what you can and can’t ask, and how to issue adverse action notices correctly.

You’ll learn how to make credit decisions based on facts—not assumptions—while helping your organization stay compliant and support equal access to credit for all.

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Learning and compliance with AI at the core

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Your training copilot

Built-in AI uses your policies and prompts to customize Ethena’s top-rated content painlessly, while controls keep you compliant.

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Assignments automated

Sync HRIS data to automatically deliver the right training to the right learners with automatic reminders. No more spreadsheets.

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Localized content

200+ modular courses meet local, state, and country legal requirements, with fast and free translations available in dozens of languages

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